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Showing content with the highest reputation on 08/30/09 in all areas

  1. 2 points
    Forget the pre-paid stuff... it does not work everywhere and they charge NASTY premiums. I have helped a LOT of people out with this (it works!!) I was told this secret many years ago from mortgage specialist. Capital One has Guaranteed credit cards (you have to put down 200.00 on them and the limit is 200.00 but they REPORT TO YOUR CREDIT FILE) so they establish (or re-establish) your credit. Even if you had a bankruptcy! I have family members who are self employed and had bad credit and a past bankrupcy and after 1 year of using these cards they qualified for a mortgage!! Seriously!. Plus Capital One changed her card to a regular card with 2000.00 credit limit and sent back her 200.00 deposit. She now has a credit score over 780 in under 2 years and a 200 thousand dollar mortgage thanks to this card! Here is the link http://www.capitalone.ca/canada/credit-card/guaranteed They are accepted EVERYWHERE (Not like the pre-paid ones). Everyone is approved!
  2. 1 point
    You did your best to accomodate him, and he chose to not keep in touch with you, not follow the directions, not use a map to help him with directions, not ask for directions, not go to the appropriate payphone to call you in the first place, and so on. I think you were very gracious to believe him that he was unable to find the correct location for the payphone, but seriously he should have called before 9pm at his first opportunity if he knew he wasn't finding that particular payphone. I don't find payphone or blocked # callers any more or less likely to show up than any other caller. It is remarkable the number of people who call unblocked who choose to no-show, but that just makes it easier to avoid them in the future. The biggest issue I have with the payphone and block guys is that if anything goes wrong, you can't keep in touch with them. If they get lost and can't find another payphone, they can often take 45 minutes to find your address when you know they were only 10 minutes away lol. I have lots of great clients who have block # and have to use payphones, but the first appt set up is always a gamble. Well, just as it is for every other type of caller :-D I guess I just keep them under a stricter set of rules: call at this time, show up by that time, go to this location to call if lost, if you don't I consider you a no show by X:00 and you will have to re-schedule.
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